Service Type: Basic Services

Increased Gross Profit Margin

Company value: Owners who focus on maximizing their company’s gross margins often unlock substantial value. By definition, this means maximizing cost of goods sold. The best investment most owners can make is upgrading the company’s purchasing function. Professional materials management pays for itself many times over and helps create market value. Companies can benefit greatly... Read more »

Break-Even Point (BEP)

Definition: The Break-Even Point (BEP) is the point at which cost or expenses and revenue are equal: there is no net loss or gain, and one has “broken even.” A profit or loss has not been made. ( Importance: The BEP tells an owner the amount of revenue needed to cover all expenses, including fixed... Read more »

Timely Financial Statements

Differences: It is almost an adage that financial statements should be timely and accurate. These disciplines of timeliness and accuracy are two different topics. Financial statements may be accurate but not timely. They may be timely but not accurate. Financial statements: Financial statements for businesses usually include income statements, balance sheets, statements of and cash flows. ( Timely: There is no... Read more »

Accurate Financial Statements

Definition: Financial statements for businesses usually include income statements, balance sheets, statements of and cash flows. ( Income Statement: The income statement covers a range of time (such as a calendar or fiscal year). The income statement provides an overview of revenues, expenses, net income. Balance Sheet: The balance sheet provides an overview of assets, liabilities and stockholders' equity as a... Read more »

Working Capital Improvement

Definition: Working capital is a measure of both a company's efficiency and its short-term financial health. Working capital is calculated as: Working Capital = Current Assets (minus) Current Liabilities. The working capital ratio (Current Assets/Current Liabilities) indicates whether a company has enough short term assets to cover its short term debt. Anything below one (1) indicates negative W/C... Read more »

Cash Flow Projections

Disruptions: Owners of privately-held companies hate surprises, especially on the topic of cash. There are few things that wrench the gut of a business owner as much as discovering, with very little time to react, that their company is short on cash to make payments on important things like payroll, rent, debt service, vendors, etc.... Read more »

Loan Packages

Bad news: The American Bankers Association reported in September 2016 that 1,708 U.S. banks have closed (more than one in five) since the inception of the Dodd Frank Act, which was signed into law by the Obama Administration in 2010. The community bank closure rate is about one business each day. [1] The New York... Read more »

Financial Planning

Opportunity: One of the great opportunities of having timely and accurate internal financial statements is the opportunity for future financial planning. The future: Financial planning allows an owner to look into the future. Balance sheets, income statements and other financial instruments may be projected many years into the future, which might give an owner the... Read more »