Service Type: Cash Flow Improvement

Working Capital Improvement

Definition: Working capital is a measure of both a company's efficiency and its short-term financial health. Working capital is calculated as: Working Capital = Current Assets (minus) Current Liabilities. The working capital ratio (Current Assets/Current Liabilities) indicates whether a company has enough short term assets to cover its short term debt. Anything below one (1) indicates negative W/C... Read more »

Cash Flow Projections

Disruptions: Owners of privately-held companies hate surprises, especially on the topic of cash. There are few things that wrench the gut of a business owner as much as discovering, with very little time to react, that their company is short on cash to make payments on important things like payroll, rent, debt service, vendors, etc.... Read more »

Loan Packages

Bad news: The American Bankers Association reported in September 2016 that 1,708 U.S. banks have closed (more than one in five) since the inception of the Dodd Frank Act, which was signed into law by the Obama Administration in 2010. The community bank closure rate is about one business each day. [1] The New York... Read more »